Students don’t just learn money — they practice it.

8 modules. 3 live tracks. One Personal Financial Blueprint.

The Money Playbook is a semester-based behavioral finance program that fully satisfies NY’s financial literacy mandate — and delivers measurable student outcomes.

The Money Playbook

Every student leaves with a Personal Financial Blueprint.

Not a worksheet. A plan.

Most students graduate knowing how to solve for x. They don’t know what compound interest is — or what it will cost them by 30.

The Money Playbook changes that.

Can your everyday decisions make you a millionaire by 40?

Real Choices. Real Consequences.

What Students Gain

  • Confidence tracked every module, from day one to their financial blueprint

  • Knowledge tested for all 8 modules - gaps identified, progress measured

  • Real-world actions tracked - from opening a bank account to building an investment portfolio

  • Three parallel tracks running all semester: curriculum, financial decision simulation, live stock market portfolio

  • 18-week semester aligned to the NYC DOE calendar

  • 8 modules from behavioral biases to financial blueprint

  • Weekly live anchor sessions with Cheryl Payne

  • Custom financial decision simulation

  • 3-month stock market simulation

  • Capstone presentation and completion certificate

  • Pre/post outcome data formatted for boards and school partners

Program Structure

  • Schedule - fits existing advisory and seminar periods

  • Your Role - one program champion on-site

  • Mandate - fully satisfies the NY State financial literacy requirement

  • Cheryl’s Role - weekly in-person sessions, online content

  • Board Outcomes - pre/post data formatted for board reporting

  • Proven - graduation requirement at Wildcat Academy Charter High School

Alignment With Schools

Students were deeply engaged, and some chose to open Roth IRA accounts during the program. It gave them a practical understanding of financial decisions most schools never teach.”

— CEO, John V. Lindsay Wildcat Academy Charter High School

About The Founder

CP Success was founded by Cheryl Payne, a former engineering executive at Con Edison with a 27-year leadership career and an MBA in Finance from The Wharton School.

Cheryl built The Money Playbook as the program she wished she’d had at 18 — one that treats financial decision-making as a skill, not a subject. Drawing on her executive background and her experience teaching high school students in New York City, she designed a program where students don’t just learn about money. They practice it.

That’s the difference between financial literacy and financial confidence.

Let’s Work Together

We partner with a select group of high schools committed to student financial outcomes.‍ ‍

CP Success Inc. is a New York State–certified Minority-and Women-Owned Business Enterprise (MWBE).